
Byrider
Automotive Services · Auto Repair Shops
Description
What is Byrider?
Used car dealership with integrated in-house financing and vehicle service
The idea behind Byrider was first conceived in Marion, Indiana, in 1979 by founder Jim DeVoe Sr. Created during a period of high interest rates and tightening credit, the concept addressed a critical need: providing reliable transportation to hardworking consumers who were unable to qualify for traditional bank financing.
To meet this need, Jim developed a dealership model that combined quality used vehicles with in-house financing, allowing customers to buy and finance a vehicle in one location. This integrated approach enabled Byrider to compete effectively in the buy-here-pay-here segment while delivering meaningful impact within local communities.
As the model matured, Byrider expanded into franchising, opening its first location in 1989 and growing into a nationally recognized system.
In 2024, Byrider entered a new chapter when a group of six long-tenured franchisees acquired the brand from and formed a franchisee-led board. Today, Byrider is owned and governed by franchisees, ensuring that strategic decisions are made by operators who understand the business at the store level and are directly invested in the long-term success of the system.
This franchisee-first structure reinforces Byrider’s commitment to disciplined operations, shared accountability, and a mission centered on helping customers Buy, Finance, and Drive On®, even when traditional lenders say no.
One of the most compelling aspects of the Byrider franchise opportunity is its flexibility and scalability through our turnkey BHPH business model. Our vertically integrated model combines vehicle sales, centralized underwriting through CNAC, and in-house service operations giving franchisees greater control, consistency, and margin visibility. Some franchisees choose to be hands-on operators involved in day-to-day dealership management, while others operate as semi-absentee owners with operating partners running the day to day. As experience and confidence grow, many franchisees expand into multi-unit ownership, leveraging Byrider’s systems to scale efficiently.
Regardless of ownership style, Byrider provides the structure, support, and infrastructure to align with your goals.
Comprehensive Training: Byrider offers a robust blend of in-person, onsite, and online training, ensuring franchisees and their teams are fully equipped with the operational, financial, and compliance tools needed to run the business effectively.
Proven Technology Platform: Franchisees benefit from Byrider’s ongoing investment in technology, including systems designed to support underwriting, servicing, reporting, and operational efficiency across the dealership.
Ownership Flexibility: Whether you prefer to actively manage your dealership or oversee operations from a distance, Byrider’s model and support structure are built to accommodate multiple ownership profiles. We can talk through what these ownership structures look like and the best practices to layer your ownership accordingly.
Established Brand Advantage: Byrider franchisees leverage a nationally recognized brand and a full library of professionally developed marketing and advertising materials. These resources help drive traffic and build trust in local markets without requiring franchisees to independently fund or create brand assets.
- Subprime auto financing
- Buy here pay here model
- Credit-rebuilding vehicle sales
- In-house loan servicing
- Working household focus
Location Analysis
Where Byrider wins
Is your territory available?
We'll take you through a few quick questions, then Byrider confirms availability directly.
Financial Analysis
The numbers behind Byrider
Veteran discount available
Byrider participates in a veteran discount program on the franchise fee. Ask your Franzy advisor or the brand for current eligibility and terms.
Financing partners
Vetted partners, tailored to franchisees
Your Franzy advisor can connect you with these partners later in the process — competitive rates, specialized in franchise financing.
FranFund
CRF USA
Nonprofit SBA lender; provides financing for franchise acquisitions, startups, and expansion.
First Bank of the Lake
Pension Pros
The model
How Byrider works
Owner stays in an executive role — sets strategy, hires a manager, and oversees crews. Typically 5–20 hr/wk after ramp; many keep their day job.
Owner runs the business as their primary job — leads the team day-to-day on the ground, 40+ hr/wk.
Sells to businesses, contractors, or property owners.
Sells directly to consumers and homeowners.
Serves both businesses and consumers.
FDD Item 7
Initial investment range
The investment range midpoint (from range reported on Item 7) is $1,262,250 and financing can reduce cash-at-close by 80–90%.
FDD Item 19
Average gross sales
According to Item 19 of the Franchise Disclosure Document, Byrider has an average gross revenue of $7.03M. (Note: This information is based on the latest FDD in our records. Please review the Franchise Disclosure Document (FDD) and confirm this information directly with the brand. We make no claims of accuracy for the information presented.)
Over time
Franchise footprint
2026 Franchise Disclosure
FDD documents
Below are items 2, 3, 4, 7, 11 and 19 for Byrider's 2026 FDD. The complete FDD is delivered to you directly by the franchisor, per the FTC Franchise Rule.
Connect to download Items 2, 3, 4, and 11 — direct from the franchisor.
Buyer FAQs
Frequently asked questions
The initial investment for a Byrider franchise typically ranges between $947,000.00 and $1,577,500.00. This includes the franchise fee, equipment, real estate, and other startup costs. To get a detailed breakdown and better understand the financial requirements, we recommend scheduling a call with the Franzy team. We'll walk you through the specifics and answer any questions you might have. For more detailed information, refer to the financial sections of the FDD.
Disclaimer. The information provided on this page is based on the latest Franchise Disclosure Document (FDD) we have on record, which was issued in 2026. This information is for informational purposes only and is not intended to constitute legal, financial, or business advice. We make no guarantees or claims regarding the completeness or accuracy. Only the franchisor can confirm that the information is complete and accurate and we recommend consulting the franchisor directly for the most recent FDD and regarding any questions that you may have about the information provided.








