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Ameriprise Financial

Information based on 2024 FDD
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Brand Highlights
  • Founded in 1971
  • Franchising Since 1999
  • 4003 US Franchises
  • $12,029 - $132,705 Investment Range
  • $1,099,994 Average Gross Revenue
  • $290/mo Royalty Fee
  • $1,500 Franchise Fee
Pre-qualification Amount

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Brand Description

Ameriprise Financial stands as a premier financial services franchise, offering entrepreneurs the opportunity to build a meaningful business while helping others achieve their financial dreams. Since 1971, Ameriprise has established itself as a trusted name in comprehensive financial planning and wealth management services.

As an Ameriprise franchise owner, you'll join a network of highly credentialed professionals providing personalized financial advice to clients across America. The franchise model combines the strength and resources of a Fortune 500 company with the independence of running your own practice. Advisors can offer a full suite of services including retirement planning, investment management, insurance solutions, and estate planning.

What sets Ameriprise apart is their commitment to building long-term, trust-based relationships with clients. The company has earned numerous accolades, including recognition as a Hearts & Wallets Top Performer for understanding clients and sharing their values. Franchise owners benefit from Ameriprise's robust training programs, advanced technology platforms, and comprehensive support systems.

The ideal franchise owner is someone with strong interpersonal skills, a passion for helping others achieve financial security, and a desire to build lasting client relationships. Ameriprise provides extensive training and ongoing support to help advisors earn various professional certifications and stay current with industry trends. Whether serving individuals, families, or business owners, Ameriprise advisors work to deliver personalized solutions that align with each client's unique goals and values.

Financial Summary
Franchise Fee
$1,500
Investment Range
$12,029 - $132,705
Investment Midpoint
$72,367
Minimum Cash Required
$12,029
Royalty Fees
$290/mo
Brand Fund
N/A
Brand Bragging Rights
54 years established market presence since 1971
5,754 units nationwide network scale
Outstanding revenue performance: $1.1M vs $254K sub-sector average
Exclusive opportunity in specialized sub-sector (1 of only 13 franchises)
Comprehensive advisor certification programs across multiple specialties
Fee-based advisory business model with minimal physical infrastructure requirements
Financial Analysis
Ameriprise Financial presents an **accessible entry opportunity** with investment requirements ranging from **$12,029 to $132,705**. While the minimum investment is well below the sub-sector average of $47,923, the maximum slightly exceeds the sub-sector average of $103,168, offering flexibility for various investment levels.

The franchise delivers **exceptional financial performance** with gross revenue of **$1,099,994**, dramatically outperforming the sub-sector average of $254,893 by over 330%. This represents one of only **13 franchises** in the Other Financial Services sub-sector, making it a relatively exclusive opportunity in a specialized market.

With **5,754 units and 54 years of operation since 1971**, Ameriprise demonstrates exceptional system maturity and market penetration. This extensive network provides significant brand recognition and referral opportunities, while the franchisor's deep experience offers robust support infrastructure for new advisors.

The **ideal investor profile** includes licensed financial professionals or those willing to obtain securities licenses, with strong interpersonal skills and existing professional networks. The business model requires relationship-building capabilities and comfort with regulatory compliance in financial services.

**Key considerations** include ongoing regulatory requirements, comprehensive advisor certification programs, and the relationship-driven nature of client acquisition. Success depends heavily on local market penetration and trust-building in this fee-based advisory model.
Expected Investment Range
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Average Gross Sales
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Financing
Financing Details

Franzy connects you with top-tier financing partners to help secure the funds to invest in a franchise like Ameriprise Financial. Whether you're looking for a loan or exploring other financial products, our partners provide expert guidance to ensure you obtain the necessary capital. They specialize in offering solutions tailored to the needs of franchisees, making the process of securing financing smooth and straightforward.

Why Financing with Franzy Partners?

Choosing to finance through Franzy's partners ensures you get the best terms and support for your franchise investment. Our partners have extensive experience in the franchising industry and offer specialized financial solutions tailored to your needs. With competitive interest rates and flexible repayment options, you can find the right financing plan that fits your budget and goals. Our partners are committed to providing personalized guidance throughout the financing process, making it easier for you to secure the necessary funds and confidently move forward with your franchise venture.

Finance Partners
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FranFund

Financing Partner

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CRF USA Logo

CRF USA

Financing Partner

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First Bank of the Lake Logo

First Bank of the Lake

Financing Partner

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Golden Capital Solutions Logo

Golden Capital Solutions

Financing Partner

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Location Analysis
Ameriprise Financial maintains a robust national presence with numerous locations across widespread U.S. coverage, demonstrating strong market penetration in the financial services sector. The franchise shows notable concentration in key financial markets, with significant presence in New York, Michigan, and California, strategically positioning the brand in both major financial hubs and diverse regional markets. The strong presence in Minnesota, where Ameriprise was founded, indicates deep market roots and established business networks.

Customer satisfaction metrics are solid, with positive ratings across multiple reviews, suggesting consistent service quality nationwide. The franchise's extensive geographic coverage provides significant competitive advantages, particularly in wealth management and financial planning services where local presence and personal relationships are crucial.

Ideal locations for new franchisees typically include affluent suburban areas and business districts with high concentrations of professionals and retirees. Success factors include proximity to commercial centers, demographic alignment with high-net-worth individuals, and areas with strong economic indicators. Growth opportunities exist in emerging markets, particularly in southern states experiencing population growth and wealth accumulation. Market analysis suggests potential for expansion in underserved mid-sized cities with strong economic fundamentals and growing professional populations.
Total US Locations5754
Open Franchises4003
Corporate Locations1751
Average Sq. FootN/A
Territory Map

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Franchise Net Unit Growth
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Additional Information

Executive Team

Get to know the leadership behind Ameriprise Financial. Learn about the experience and expertise of the executive team guiding Ameriprise Financial's success. For more details, refer to Item 2 of the Franchise Disclosure Document (FDD).

Litigation

Review any legal actions or pending litigation involving Ameriprise Financial. Understanding the legal history helps assess potential risks and the brand's business practices. For more details, refer to Item 3 of the Franchise Disclosure Document (FDD).

Bankruptcy

Review Ameriprise Financial's bankruptcy history and any filings by key personnel or affiliates. This critical information provides transparency about the brand's financial stability and management. For more details, refer to Item 4 of the Franchise Disclosure Document (FDD).

Franchisor Assistance

Learn about Ameriprise Financial's comprehensive support system for franchisees, including initial training programs and continuous operational assistance. Understanding the available resources and support structure is crucial for franchise success. For more details, refer to Item 11 of the Franchise Disclosure Document (FDD).

Frequently Asked Questions
Disclaimer

The information provided on this page is based on the latest Franchise Disclosure Document (FDD) that is publicly available and that we have on record, which was issued in 2024. This information is for informational purposes only and is not intended to constitute legal, financial, or business advice. We make no guarantees or claims regarding the completeness or accuracy. For the most current and detailed information, we recommend consulting the franchisor directly for the most recent FDD and regarding any questions that you may have about the information provided.

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