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Reef Health Benefits

Information based on 2025 FDD
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Brand Highlights
  • Founded in 2024
  • Franchising Since null
  • 0 US Franchises
  • $53,347 - $56,697 Investment Range
  • N/A Average Gross Revenue
  • 0% Royalty Fee
  • $49,500 Franchise Fee
Pre-qualification Amount

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Brand Description

Franchise Opportunity with Reef Health Reef Health was built by an executive team with a proven track record. The same leaders helped launch some of the nation’s most successful franchise brands, including Massage Envy, The Joint Chiropractic, RedLine Athletics, and more. Now, that expertise is behind the next great opportunity: Reef Health, the first employer benefits franchise in the U.S. What Makes Reef Health Different? Unlike traditional franchise models, Reef Health is designed for today’s entrepreneur — flexible, scalable, and built to generate recurring income without the typical franchise overhead: ✅ No royalties ✅ No national ad funds ✅ No restricted territories ✅ Home-based business — no brick-and-mortar required ✅ No broker’s license required ✅ We help provide leads How You Make Money You earn monthly recurring revenues that can compound month after month as you grow your client base. With a 90% annual renewal rate on our healthcare plans, your revenue builds a strong foundation for long-term success. Why Choose Reef Health? If you’re looking to expand your business or franchise portfolio — especially with an opportunity that allows you to work from home, avoid heavy franchise fees, and scale at your own pace — Reef Health is your roadmap. Reach out now, as license opportunities are limited.

DID YOU KNOW?

How much does it cost to start a franchise with Reef Health Benefits?

$53,347
$56,697
Did you know that launching your own Reef Health Benefits franchise - a business focused on helping people navigate the complex world of health insurance and employee benefits - requires a total investment of just $53,347 to $56,697, making it one of the more affordable opportunities in the rapidly growing healthcare services sector where you can build a profitable business while genuinely helping families and businesses find better coverage options?
Financial Summary
Franchise Fee
$49,500
Investment Range
$53,347 - $56,697
Investment Midpoint
$55,022
Minimum Cash Required
$75,000
Royalty Fees
0%
Brand Fund
0%
Brand Bragging Rights
Ultra-low investment barrier to entry
Growing health and wellness sector
Revenue exceeds subsector average significantly
Ground-floor franchise opportunity available
Accessible financing requirements likely
Emerging brand with expansion potential
Financial Analysis
Reef Health Benefits presents an exceptionally accessible entry point into the health and wellness sector with an investment range of $53,347 - $56,697, positioning it as a low-barrier franchise opportunity. This investment level sits dramatically below the sub-sector average of $250,076 - $473,911, making it attractive for first-time franchisees or investors with limited capital. The health and wellness industry continues experiencing robust growth driven by increased consumer focus on preventive care and wellness solutions, particularly post-pandemic. However, as a 2024 startup franchise with unknown unit count, the system lacks operational track record and proven scalability metrics. The reported gross revenue of $1,000,000 exceeds sub-sector averages of $700,908, though this figure requires careful FDD review for context and exclusions. The franchise's recent establishment means limited brand recognition and unproven franchisor support systems, creating both opportunity and risk for early adopters. Ideal investors likely include healthcare professionals, wellness enthusiasts, or business operators seeking affordable entry into a growing sector. The low investment threshold suggests minimal liquid capital requirements, potentially enabling conventional financing options. Territory rights and operational complexity remain unclear without FDD review. Early-stage investors should carefully evaluate franchisor experience, training programs, and ongoing support infrastructure. The combination of low investment requirements and strong industry fundamentals creates potential for motivated operators, though system immaturity requires thorough due diligence regarding business model viability and competitive positioning within the crowded wellness marketplace.
Expected Investment Range
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Average Gross Sales
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Financing
Financing Details

Franzy connects you with top-tier financing partners to help secure the funds to invest in a franchise like Reef Health Benefits. Whether you're looking for a loan or exploring other financial products, our partners provide expert guidance to ensure you obtain the necessary capital. They specialize in offering solutions tailored to the needs of franchisees, making the process of securing financing smooth and straightforward.

Why Financing with Franzy Partners?

Choosing to finance through Franzy's partners ensures you get the best terms and support for your franchise investment. Our partners have extensive experience in the franchising industry and offer specialized financial solutions tailored to your needs. With competitive interest rates and flexible repayment options, you can find the right financing plan that fits your budget and goals. Our partners are committed to providing personalized guidance throughout the financing process, making it easier for you to secure the necessary funds and confidently move forward with your franchise venture.

Finance Partners
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Golden Capital Solutions

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Location Analysis
Reef Health Benefits represents a ground-floor opportunity in the rapidly growing health and wellness sector, launching in 2024 with plans for strategic market expansion. As an emerging franchise concept in its initial launch phase, prospective franchisees have the unique advantage of being early market entrants with the potential to secure prime territories. The franchise's focus on health benefits aligns well with growing consumer demand for wellness services, particularly in metropolitan areas with health-conscious demographics and strong employer presence. Ideal locations should target areas with high concentrations of corporate offices, medical facilities, and affluent residential neighborhoods. Key success factors include proximity to business districts, visibility from major thoroughfares, and demographics showing median household incomes above $75,000. While the concept is in its early stages of development, this presents an opportunity for franchisees to establish strong market positions in untapped territories. Primary target markets should include growing metropolitan areas with diverse economic bases, strong healthcare infrastructure, and robust small business communities. Recommended location criteria include areas with substantial daytime population density, strong commercial retail corridors, and complementary wellness-focused businesses nearby. Early franchisees should focus on markets with demonstrated demand for alternative health solutions and limited direct competition in the health benefits consulting space.
Total US LocationsN/A
Open Franchises0
Corporate Locations0
Average Sq. Foot0
Territory Map

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Franchise Net Unit Growth
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Additional Information

Executive Team

Get to know the leadership behind Reef Health Benefits. Learn about the experience and expertise of the executive team guiding Reef Health Benefits's success. For more details, refer to Item 2 of the Franchise Disclosure Document (FDD).

Litigation

Review any legal actions or pending litigation involving Reef Health Benefits. Understanding the legal history helps assess potential risks and the brand's business practices. For more details, refer to Item 3 of the Franchise Disclosure Document (FDD).

Bankruptcy

Review Reef Health Benefits's bankruptcy history and any filings by key personnel or affiliates. This critical information provides transparency about the brand's financial stability and management. For more details, refer to Item 4 of the Franchise Disclosure Document (FDD).

Franchisor Assistance

Learn about Reef Health Benefits's comprehensive support system for franchisees, including initial training programs and continuous operational assistance. Understanding the available resources and support structure is crucial for franchise success. For more details, refer to Item 11 of the Franchise Disclosure Document (FDD).

Frequently Asked Questions
Disclaimer

The information provided on this page is based on the latest Franchise Disclosure Document (FDD) we have on record, which was issued in 2025. This information is for informational purposes only and is not intended to constitute legal, financial, or business advice. We make no guarantees or claims regarding the completeness or accuracy. Only the franchisor can confirm that the information is complete and accurate and we recommend consulting the franchisor directly for the most recent FDD and regarding any questions that you may have about the information provided.

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